Blocking
The image breaks into visible squares, most obviously in areas that should be smooth — a clear sky, a wall, a shadow.
The cause is structural. JPEG processes the image in independent 8 × 8 blocks, and when quantization is aggressive enough, each block is reduced to so few surviving coefficients that its average colour drifts from its neighbours. The block boundaries stop lining up, and you see the grid.
The fix: raise the quality. Blocking is the clearest signal that you have gone too far — below about 55 on most photographs. It cannot be fixed by resizing or by changing format after the fact, because the damage is already in the pixels.